Why own physical gold instead of a gold fund?

Most "gold investments" available in Pakistan are actually paper claims: ETFs, mutual funds, or certificates that track the gold price without giving you title to any specific metal.

When you buy on Bullion PK, every purchase creates an immutable holding lot — a specific weight of 24K gold or 999 silver, allocated to you and reconciled against our vault inventory daily.

That means you can request physical delivery at any time, something a paper gold fund can never offer you.